جودة الموجودات وأثرها في الاداء المصرفي: مصرف الخليج التجاري انموذجاً
DOI:
https://doi.org/10.31272/jae.i146.1323الكلمات المفتاحية:
جودة الموجودات، القروض المتعثرة، الأداء المصرفيالملخص
هدفت الدراسة الى بيان تأثير جودة موجودات مصرف الخليج التجاري على الأداء المصرفي له ، ولتحقيق هدف الدراسة تم الاعتماد على البيانات المالية السنوية المنشورة للمصرف في سوق العراق للأوراق المالية للمدة (2010 -2021). وتم تناول بحث العلاقة بين كل من جودة الموجودات وبين مؤشرات الأداء المصرفي في ذلك المصرف. وتوصلت الدراسة الى ان هناك علاقة بين معيار القروض كأحد مؤشرات جودة الموجودات في مصرف الخليج التجاري وبين مؤشرات الاداء المصرفي التي تضم معيار الربحية ومعيار السيولة، وكذلك هناك علاقة مباشرة ما بين معيار المخاطر الائتمانية ومؤشرات الاداء المصرفي، حيث أن ارتفاع حجم المخاطر الائتمانية يودي الى ارتفاع مستوى الربحية، مما يؤدي ذلك الى انخفاض مستوى السيولة.
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الحقوق الفكرية (c) 2024 Hasan Khalaf Nawar, Subhi Hassoon
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