فعالية المراجعة الاستراتيجية في تقييم استدامة الأداء المالي والمخاطر الهيكلية للمصارف الإسلامية والتقليدية في الشرق الأوسط: نحو انموذج توازني بين كفاءة الحوكمة واستدامة القيمة العامة

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