The Impact of Banking Activity on Increasing the Effectiveness of Local Investments: An Analytical Study in the Iraqi Investment Bank
DOI:
https://doi.org/10.31272/jae.i144.1251Keywords:
Iraqi Investment Bank, Impact of banking activity, Local investments, Loans, DepositsAbstract
This research aims to shed light on the experience of one of the private Iraqi commercial banks in financing investment projects by shedding light on the reality of local investment in Iraq and its ability to meet development requirements and examine the role and orientation of the Iraqi Investment Bank through analysis and showing its strengths and weaknesses. The research is based on the Iraqi economy's problem with weak local investment financing. Some of this financing may be directed to unproductive or speculative investments or money laundering activities, as any weakness in the role of banking activities towards the financing process casts a shadow on the delay in implementing investment programs. The research is based on the hypothesis that there is a deficiency in the contribution of the Iraqi Investment Bank as one of the private Iraqi commercial banks in local investments and in raising their effectiveness. The most important result is to prove the validity of the research hypothesis that there is a deficiency in the contribution of the Iraqi Investment Bank as one of the private Iraqi commercial banks in local investments and raising their effectiveness. The research concludes that there is a deficiency in the contribution of banking activities represented by (total deposits, total credit, and total investments) in the effectiveness of local investments represented by (total private fixed capital).
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